Apologies for the late publication this week, I’ve been out at the FPA SHIFT conference, a gathering of the top financial planners, thought leaders, and researchers in the world of financial planning. This conference more than anything reminds me of the same core truth: money is never just about money. It is about behavior, incentives, and personal meaning. This week, I …
New Planner Professional Resources
Last Updated: 04/16/2026 White Papers Center for Financial Planning: Guide to Careers in Financial Planning Center for Financial Planning: Financial Planning Career Guide Center for Financial Planning: Scholarships CFP Board: Accelerate & WIN Books Getting in the Door: Starting a Financial Planning Career by Daniel Yerger Finding Your Path by Caleb Brown Rewirement by Jamie Hopkins Just Keep Buying by …
Tough Love in Personal Finance
Yesterday I had the rare privilege to have lunch with Dr. Brad Klontz. A financial psychologist, CFP® Professional, and influencer with about 1.4 million followers across platforms such as TikTok and YouTube, Dr. Klontz is well known both within the financial planning space and without. His particularly famous research contribution to the field of financial planning is the concept of …
Our Investment Philosophy
If you’re a regular reader of our blog, you may have noticed that we typically avoid discussing markets too much. This is because, while as investment managers we’re beholden to our duty of care to clients that we must monitor such things, we also keep in mind that overreliance on current events in the markets, the economy, politics, or other …
How To Interview (For a Financial Planning Job)
In the past, we’ve written after every hiring cycle to review the overall metrics and methods by which we measure and recruit for the career opportunities at MY Wealth Planners. As we’ve officially completed our interview cycle, we now look to do the same for our most recent Wealth Planning Analyst hire. However, this time, rather than repeating our normal …
How Reliable is Financial News?
The writer and artist Carl Richards likes to call the financial news “financial pornography.” I concur with his assessment. When you look at the incentive structure of financial media companies, what is going to drive revenue growth? Attention. What gets attention? Emotionally evocative content, flashy headlines, and calls to action. Yet, no study ever produced in the financial domain has …
Understanding Conflicts & Incentives in Financial Services
As we’re going through the process of hiring another wealth planning analyst, I recently took the opportunity to read a book on the process of recruiting. Not because I had any concerns with our process, but because I’m a lifelong student of the craft of financial planning and the business thereof, and I spotted a book on the subject for …
Self-Prescribed Treatment Before Diagnosis
This morning, I received an email from someone seeking financial planning services. Subject: Inquiry About Flat-Fee Financial Planning Services Body: Hi Daniel, I’m looking to work with a fee-only financial planner on a flat-fee or project basis and would like to learn more about your services. Brief background: I’m 73, still earning income, and managing approximately $1.5M in retirement and …
Colorado’s Economic & Policy Bullwhip
If you’ve ever had the distinct displeasure of taking a class on logistics and inventory management, you learn about “the bullwhip effect.” Succinctly, it’s the problem caused by lagging inventory demand. For example, you have 10,000 widgets to sell this month, but demand is for 12,000. So next month, you order 14,000 because you want to fulfill the original 10,000 …
The Art of PERA & Private Employer Planning
Here in Longmont, we have a few primary employers that many people work with: the county or city, the school district, and a variety of private employers in major industries such as healthcare, tech, and aerospace. While these common employers mean we’re also blessed with good schools and a generally well-educated population, it also means that there are several common …