A few weeks ago, an anonymous Redditor posted the following story on the “Millennials” Reddit: “My wife and I have spent almost two decades of leveling up in jobs and careers and are now in our late 30s with two small children in a HCOL state. We scraped and suffered to buy a small ranch house and two used larger …

As the Fed has finally lowered rates and signals that it anticipates up to another half of a percent decline by the end of the year, both accumulators and retirees are faced with the question of what to do in a declining rate environment. For many clients, a relatively straightforward strategy for cash management for the past two years has …

Apologies for a shorter blog than usual, but it’s been a busy few weeks! Best Financial Planners For those who were wondering, “What happened to the blog last week?” The answer is as amusing as it is mundane. While normally the blog gets written and published on Tuesdays, last week a good chunk of time was absorbed by flying to …

I’ve opined multiple times over the past few years that there’s a bright future of collaboration and possibly integration between financial planners and tax professionals. After all, both frequently are on other sides of the same coin, and the divide between them often boils down to whether work is being done in arrears (e.g., tax professionals taking what’s already been …

It has been observed in one form or another that the only store in which people will run screaming when a sale starts is the “stock market.” Yet, despite the strange inclination of consumers to flee deep discounts when they present themselves in the world of investments and to only be tempted to buy when prices go up, today we …

It is not uncommon for a financial planner to find that many clients have hit a proverbial “ceiling” in their career trajectory. As we’d observe it, this is seldom because of any limitation in their capabilities or capacity but because of a classic problem: The person on the next rung of the career ladder is happy where they are, or …