“If you’re not paying for it, you’re the product.” -Unattributed This expression has come up in popularity over the past several years as the public has become more aware of the business model of popular social media platforms such as Facebook and Twitter. As the public learns that these companies are effectively large advertising platforms designed to target them directly, …
A common debate or question for financial planners is whether it’s better to rent or buy a home. As with most things, it depends, but as a general rule, if you don’t intend to constantly move long distances (more frequently than every six years or so), it becomes a valuable wealth-building tool to own real estate. However, real estate is …
The United States has, for many decades now, emphasized above many options “the value of an education.” A significant portion of state and federal tax dollars is spent on K-12 education, with some states going further and providing additional funding at the undergraduate collegiate level and beyond. This cultural trend was magnified at the end of World War Two, when …
Disclaimers and Disclosures: As of this writing, I am the owner of a Registered Investment Adviser Firm offering ERISA Plan Fiduciary services, and this represents a conflict of interest in that anything Mr. Itzoe has written in the book that better aligns with what I do, I am likely to tout, and anything that varies, I am likely to critique. …
The Financial Planning Association’s Annual Conference is a tradition stretching back decades, bringing together academics, financial planning leaders, industry experts, students, and practitioners to share the latest research, best practices, and latest thought on how the profession of financial planning can improve the lives of everyday people. This piece is going to be a summary of the content I learned …