Colorado is a great state. We all know that at a fundamental level, with a high quality of life, high incomes, a beautiful natural landscape, and a vast number of activities and hobbies available for everyone to enjoy. While the lifestyle and recreation are beneficial, there are a couple of other perks to living in Colorado that we probably don’t …
Because of the compliance regulators that be, I have to take the fun out of this by saying that this is satire, intended to make a point. You absolutely should invest your money as appropriate to help fund long term goals, preserve the value of capital, and to compliment a broader financial plan. With that out of the way… Invest …
It is regularly observed in our public discourse that the cost of higher education has risen astronomically over the past several decades, outpacing inflation by a factor of three. Yet, with the increase in cost to higher education has come an increase in access to higher education. Approximately one in three Americans hold a college degree, and while it’s argued …
As a financial planner, I’m essentially bound to watch the news on a day-to-day basis. Tongue in cheek, the writer, Carl Richards, likes to call financial news “financial pornography.” This largely derives from the fair observation that most financial news is engineered to drive clicks and eyeballs for advertising revenue, rather than to provide any realistic or valuable insights about …
If you read our email over the weekend, you know that I published a book, that was ranked as the #1 New Release in Wealth Management on Amazon! That said, the book is not targeted at our clients, nor is it an investing or personal finance book. So why did I write the book? First and foremost, the reason is …
The LIFE Act has nothing to do with life. In fact, the acronym for the act is supposed to stand for “Lifetime Income for Employees Act.” H.R. 8990 was introduced by Congressmen Norcross (D) and Walberg (R). The bill is simple, less than five double-spaced, 2-inch margined pages that propose to amend the Employee Retirement Income Security Act of 1974 …
I’ve flirted with fitness trackers for the better part of a decade. I originally picked up a Jawbone UP in 2013, even spending the money to upgrade my brick cellphone to my first smartphone so I could use the thing. There was something appealing or futuristic about knowing your heart rate and how many steps you’d taken; now step tracking …
There’s an odd term that often comes up in business school: “Highest and best use.” The fundamental point of the term is the argument that only certain professionals are enabled to perform certain tasks either by skill, experience, or licensure. Consequently, the business phrase “highest and best use” refers to ensuring that those professionals spend as much time as possible …
Like most obsessions, my obsession with saving didn’t start with saving or as an obsession. In fact, to go back in time a few years, you’d think I had an issue with money avoidance. Today I wanted to take some time to trot down the personal path and share how it came to be that I effectively deploy over 40% …
At the battle of the Chosin Reservoir in the Korean War, the Chinese and North Korean armies surrounded the United States Army X Corps and First Marine Division with over 120,000 troops. The winter conditions and a cold front out of Siberia sent temperature plunging as low as -36F, causing blood and plasma supplies to freeze, and injuring thousands of …