Our Investment Philosophy

MY Wealth Planners® takes a long term view of investment and does not subscribe to tactical, market timing, or technical analysis investing; all of these are fancy ways of saying we believe the odds apply to everyone but especially you. As a result, when selecting investments and investment products for our clients, we do our best to reverse engineer the desired outcome and to select investments that are designed to target the rate of return your Wealth Plan requires and that creates no greater risk than absolutely necessary.

Our process for investment selection is model driven, meaning that we generally do not create custom portfolios for each individual client, but rather create intensely research portfolios that can be used by clients with similar time horizons, financial goals, and risk tolerances. We utilize several service providers, methodologies, and screens for investment selection, including Fi360 and the Center for Fiduciary Studies Fiduciary Score®, Morningstar Analytics and Ratings, and Aladdin® by Blackrock®. Every model is developed by an Accredited Investment Fiduciary® and CERTIFIED FINANCIAL PLANNER™ Professional, and is evaluated for performance, fees, and risk with a particular eye towards performance relative to peers rather than simply selecting based upon historical criteria.

For those clients seeking assistance with managing their portfolios on an illiquid or do-it-yourself basis, we offer Wealth Planning services that provide limited consultation on assets held away or in conflict with our fundamental investment philosophy.

“The stock market is a device for transferring money from the impatient to the patient.”
Warren Buffett

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