Fee and Value Calculator

At MY Wealth Planners®, we use a Net Worth based fee calculation, encompassing all client assets and liabilities, because our wealth management process involves every client asset and liability. Net Worth is calculated as the sum of Assets minus Liabilities (Assets – Liabilities = Net Worth). Use the calculator below to get an estimate of your annual advisory fee, and the monthly increment it would be billed in, as well as an estimate of the value of professional financial advice as indicated by five separate empirical studies.

Assets:

Primary Residence Value	$
Value of Bank Accounts	$
Value of Retirement Accounts	$
Value of Brokerage & Investment Accounts	$
Value of Real Estate Investments (Commercial, Rentals, Raw Land)	$
Cash Value of Life Insurance* & Annuities	$
Value of any other significant or material financial assets	$
Total Assets:	$

Liabilities:

Balance of Mortgage on Primary Residence	$
Balance of Personal and Student Loans	$
Balance of Credit Cards	$
Balance of Business Loans	$
Balance of mortgages on commercial, rental, or raw land properties	$
Balance of margin loans or pledge asset lines of credit	$
Balance of any other debts or liabilities	$
Total Liabilities:	$

*Cash Value in a life insurance policy is an internal “account balance” found inside of permanent Whole Life and Universal Life Policies, and is typically much smaller than the death benefit protection the policy was purchased for.

Your Net Worth: $

Annual Advisor Fee

Billed as a Monthly Subscription of:

Estimated Advisor Value*

Study Quantifying Advisor Value	Quantified Advisor Value	Estimated Value of a Financial Planner For You in One Year	Estimated Value of a Financial Planner For You in Five Years	Estimated Value of a Financial Planner For You in Ten Years
Envestnet Capital Sigma	2.93% Annually
Morningstar Gamma	1.59% Annually
Russell Value of an Advisor	4.83% Annually
Vanguard Advisor Alpha	3.00% Annually
Vanguard Human Advice	5.00% Annually

Wealth Planning and Employee Compensation Consulting are separate services with separate fees. We are happy to offer some or all of them to our clients. The minimum monthly fee for Wealth Planning is $500.

Quoted on a project-specific basis for compensation consulting. Employee retirement plan fiduciary services offered at an annual fee of 0.12%-0.50% of plan assets.

This is a specialization within financial planning, and does not incur any additional fee.

* Estimates of advisor value rely upon the empirical findings of the studies shown above, and reflect the estimated compounding value of financial planning as performed by a competent financial planner over time. Estimates reflect advisory fees charged by MY Wealth Planners but may not account for financial product costs such as fund expenses or insurance premiums. Everyone’s financial plan is different, and results will vary. The table is for educational purposes only, and is provided to give you an understanding of the value you may receive through financial planning, though your results will vary. MY Wealth Planners does not guarantee, nor can it guarantee, the individual accuracy of the estimates provided.