Let me pose a hypothetical to you. It’s Christmas Eve in 2025, and you’re swinging through a gas station on the way home from running last-minute holiday errands. You fill up at the pump and decide to grab yourself a quick sweet treat inside. At the register, you decide to buy some scratcher lottery tickets as stocking stuffers and grab …

Over the weekend, I had the pleasure of reading a new release on the subject of markets, Ben Carlson’s “Risk & Reward.” Over the years, I’ve regularly recommended a variety of books and texts on the subject of personal finance, whether they be on budgeting, money mindset, and maturity, or just plain old investing. One of my favorites for a …

There’s an ongoing “debate” in intellectual and academic circles about the idea of free will. “People don’t have free will because our brains rely on electrical impulses and chemical messengers,” or some variation thereof is the gist of the argument. Sometimes you see it expounded or extrapolated into theological discussions or discussions of social constructs over personal agency. These are …