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		<title>A Smart Financial Plan</title>
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		<copyright>&#xA9; 2026 My Wealth Planners</copyright>
		<itunes:subtitle>Longmont&#039;s Only Financial Planners Offering a Fee-Only Structure</itunes:subtitle>
		<itunes:author>My Wealth Planners</itunes:author>
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<item>
	<title>A Smart Financial Plan &#8211; Ep. 9 &#8211; Dr. Kenneth White</title>
	<link>https://www.mywealthplanners.com/podcast/a-smart-financial-plan-ep-9-dr-kenneth-white/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=a-smart-financial-plan-ep-9-dr-kenneth-white</link>
	<pubDate>Wed, 28 Apr 2021 08:00:00 +0000</pubDate>
	<dc:creator><![CDATA[My Wealth Planners]]></dc:creator>
	<guid isPermaLink="false">https://www.mywealthplanners.com/?post_type=podcast&#038;p=759</guid>
	<description><![CDATA[This week we interviewed Dr. Kenneth White from the University of Georgia on his research into the Relative Income Hypothesis and how it relates to the financial stress experienced by black college students in the United States. We cover some interesting findings around the cause of this financial stress, and advice financial planners can give to their clients to help ... <div><a href="https://www.mywealthplanners.com/podcast/a-smart-financial-plan-ep-9-dr-kenneth-white/" class="more-link">Read More</a></div>]]></description>
	<itunes:subtitle><![CDATA[This week we interviewed Dr. Kenneth White from the University of Georgia on his research into the Relative Income Hypothesis and how it relates to the financial stress experienced by black college students in the United States. We cover some interesting]]></itunes:subtitle>
	<content:encoded><![CDATA[This week we interviewed Dr. Kenneth White from the University of Georgia on his research into the Relative Income Hypothesis and how it relates to the financial stress experienced by black college students in the United States. We cover some interesting findings around the cause of this financial stress, and advice financial planners can give to their clients to help ... <div><a href="https://www.mywealthplanners.com/podcast/a-smart-financial-plan-ep-9-dr-kenneth-white/" class="more-link">Read More</a></div>]]></content:encoded>
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	<itunes:summary><![CDATA[This week we interviewed Dr. Kenneth White from the University of Georgia on his research into the Relative Income Hypothesis and how it relates to the financial stress experienced by black college students in the United States. We cover some interesting findings around the cause of this financial stress, and advice financial planners can give to their clients to help ... Read More]]></itunes:summary>
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	<itunes:duration>00:36:46</itunes:duration>
	<itunes:author><![CDATA[My Wealth Planners]]></itunes:author>	<googleplay:image href="https://www.mywealthplanners.com/wp-content/uploads/2021/01/A-Smart-Financial-Plan-Square.jpg"></googleplay:image>
	<googleplay:explicit>No</googleplay:explicit>
	<googleplay:block>no</googleplay:block>
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<item>
	<title>A Smart Financial Plan &#8211; Ep. 8 &#8211; Dr. Preston Cherry</title>
	<link>https://www.mywealthplanners.com/podcast/a-smart-financial-plan-ep-8-dr-preston-cherry/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=a-smart-financial-plan-ep-8-dr-preston-cherry</link>
	<pubDate>Wed, 14 Apr 2021 08:00:00 +0000</pubDate>
	<dc:creator><![CDATA[My Wealth Planners]]></dc:creator>
	<guid isPermaLink="false">https://www.mywealthplanners.com/?post_type=podcast&#038;p=740</guid>
	<description><![CDATA[This week we interviewed Dr. Preston Cherry from the University of Wisconsin Green Bay on his research into Big Five personality traits and their effect on the use of risk management tools such as life, disability, and long-term care insurance.]]></description>
	<itunes:subtitle><![CDATA[This week we interviewed Dr. Preston Cherry from the University of Wisconsin Green Bay on his research into Big Five personality traits and their effect on the use of risk management tools such as life, disability, and long-term care insurance.]]></itunes:subtitle>
	<content:encoded><![CDATA[This week we interviewed Dr. Preston Cherry from the University of Wisconsin Green Bay on his research into Big Five personality traits and their effect on the use of risk management tools such as life, disability, and long-term care insurance.]]></content:encoded>
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	<itunes:summary><![CDATA[This week we interviewed Dr. Preston Cherry from the University of Wisconsin Green Bay on his research into Big Five personality traits and their effect on the use of risk management tools such as life, disability, and long-term care insurance.]]></itunes:summary>
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	<itunes:block>no</itunes:block>
	<itunes:duration>00:41:38</itunes:duration>
	<itunes:author><![CDATA[My Wealth Planners]]></itunes:author>	<googleplay:image href="https://www.mywealthplanners.com/wp-content/uploads/2021/01/A-Smart-Financial-Plan-Square.jpg"></googleplay:image>
	<googleplay:explicit>No</googleplay:explicit>
	<googleplay:block>no</googleplay:block>
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<item>
	<title>A Smart Financial Plan &#8211; Ep. 7 &#8211; Dr. Derek Tharp</title>
	<link>https://www.mywealthplanners.com/podcast/a-smart-financial-plan-ep-7-dr-derek-tharp/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=a-smart-financial-plan-ep-7-dr-derek-tharp</link>
	<pubDate>Wed, 31 Mar 2021 07:00:00 +0000</pubDate>
	<dc:creator><![CDATA[My Wealth Planners]]></dc:creator>
	<guid isPermaLink="false">https://www.mywealthplanners.com/?post_type=podcast&#038;p=708</guid>
	<description><![CDATA[This week we interviewed Dr. Derek Tharp from the University of Southern Maine and Lead Researcher with kitces.com on his research into Big Five personality traits and their affect on retirement satisfaction.]]></description>
	<itunes:subtitle><![CDATA[This week we interviewed Dr. Derek Tharp from the University of Southern Maine and Lead Researcher with kitces.com on his research into Big Five personality traits and their affect on retirement satisfaction.]]></itunes:subtitle>
	<content:encoded><![CDATA[This week we interviewed Dr. Derek Tharp from the University of Southern Maine and Lead Researcher with kitces.com on his research into Big Five personality traits and their affect on retirement satisfaction.]]></content:encoded>
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	<itunes:summary><![CDATA[This week we interviewed Dr. Derek Tharp from the University of Southern Maine and Lead Researcher with kitces.com on his research into Big Five personality traits and their affect on retirement satisfaction.]]></itunes:summary>
	<itunes:image href="https://www.mywealthplanners.com/wp-content/uploads/2021/01/A-Smart-Financial-Plan-Square.jpg"></itunes:image>
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		<ssp:title>A Smart Financial Plan &#8211; Ep. 7 &#8211; Dr. Derek Tharp</ssp:title>
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	<itunes:explicit>false</itunes:explicit>
	<itunes:block>no</itunes:block>
	<itunes:duration>00:33:54</itunes:duration>
	<itunes:author><![CDATA[My Wealth Planners]]></itunes:author>	<googleplay:image href="https://www.mywealthplanners.com/wp-content/uploads/2021/01/A-Smart-Financial-Plan-Square.jpg"></googleplay:image>
	<googleplay:explicit>No</googleplay:explicit>
	<googleplay:block>no</googleplay:block>
</item>

<item>
	<title>A Smart Financial Plan &#8211; Ep. 6 &#8211; Dr. Asebedo &#038; Browning</title>
	<link>https://www.mywealthplanners.com/podcast/a-smart-financial-plan-ep-6-dr-asebedo-browning/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=a-smart-financial-plan-ep-6-dr-asebedo-browning</link>
	<pubDate>Wed, 17 Mar 2021 07:00:00 +0000</pubDate>
	<dc:creator><![CDATA[My Wealth Planners]]></dc:creator>
	<guid isPermaLink="false">https://www.mywealthplanners.com/?post_type=podcast&#038;p=707</guid>
	<description><![CDATA[This week we interviewed Dr. Sarah Asebedo &#38; Dr. Chris Browning of Texas Tech University on their research into client psychology and portfolio withdrawal rates, and how a client&#8217;s psychological predisposition can make them more or less likely to follow financial planning guidance into prudent use of their life savings.]]></description>
	<itunes:subtitle><![CDATA[This week we interviewed Dr. Sarah Asebedo &#38; Dr. Chris Browning of Texas Tech University on their research into client psychology and portfolio withdrawal rates, and how a client&#8217;s psychological predisposition can make them more or less likely ]]></itunes:subtitle>
	<content:encoded><![CDATA[This week we interviewed Dr. Sarah Asebedo &#38; Dr. Chris Browning of Texas Tech University on their research into client psychology and portfolio withdrawal rates, and how a client&#8217;s psychological predisposition can make them more or less likely to follow financial planning guidance into prudent use of their life savings.]]></content:encoded>
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	<itunes:summary><![CDATA[This week we interviewed Dr. Sarah Asebedo &#38; Dr. Chris Browning of Texas Tech University on their research into client psychology and portfolio withdrawal rates, and how a client&#8217;s psychological predisposition can make them more or less likely to follow financial planning guidance into prudent use of their life savings.]]></itunes:summary>
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		<ssp:title>A Smart Financial Plan &#8211; Ep. 6 &#8211; Dr. Asebedo &#038; Browning</ssp:title>
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	<itunes:explicit>false</itunes:explicit>
	<itunes:block>no</itunes:block>
	<itunes:duration>00:43:57</itunes:duration>
	<itunes:author><![CDATA[My Wealth Planners]]></itunes:author>	<googleplay:image href="https://www.mywealthplanners.com/wp-content/uploads/2021/01/A-Smart-Financial-Plan-Square.jpg"></googleplay:image>
	<googleplay:explicit>No</googleplay:explicit>
	<googleplay:block>no</googleplay:block>
</item>

<item>
	<title>A Smart Financial Plan – Ep. 5 – Dr. Martin Seay</title>
	<link>https://www.mywealthplanners.com/podcast/a-smart-financial-plan-ep-5-dr-martin-seay/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=a-smart-financial-plan-ep-5-dr-martin-seay</link>
	<pubDate>Wed, 03 Mar 2021 07:00:00 +0000</pubDate>
	<dc:creator><![CDATA[My Wealth Planners]]></dc:creator>
	<guid isPermaLink="false">https://www.mywealthplanners.com/?post_type=podcast&#038;p=705</guid>
	<description><![CDATA[This week we interviewed Dr. Martin Seay, program director of the Personal Financial Planning program at Kansas State University, on a recent journal article from his dissertation research, covering the investing behaviors and psychology of investors in pre-recession real estate.]]></description>
	<itunes:subtitle><![CDATA[This week we interviewed Dr. Martin Seay, program director of the Personal Financial Planning program at Kansas State University, on a recent journal article from his dissertation research, covering the investing behaviors and psychology of investors in ]]></itunes:subtitle>
	<content:encoded><![CDATA[This week we interviewed Dr. Martin Seay, program director of the Personal Financial Planning program at Kansas State University, on a recent journal article from his dissertation research, covering the investing behaviors and psychology of investors in pre-recession real estate.]]></content:encoded>
	<enclosure url="https://episodes.castos.com/5ff4cc1f818067-09335641/ASFP-Dr.-Martin-Seay.mp3" length="29945940" type="audio/mpeg"></enclosure>
	<itunes:summary><![CDATA[This week we interviewed Dr. Martin Seay, program director of the Personal Financial Planning program at Kansas State University, on a recent journal article from his dissertation research, covering the investing behaviors and psychology of investors in pre-recession real estate.]]></itunes:summary>
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	<itunes:explicit>false</itunes:explicit>
	<itunes:block>no</itunes:block>
	<itunes:duration>00:31:10</itunes:duration>
	<itunes:author><![CDATA[My Wealth Planners]]></itunes:author>	<googleplay:image href="https://www.mywealthplanners.com/wp-content/uploads/2021/01/A-Smart-Financial-Plan-Square.jpg"></googleplay:image>
	<googleplay:explicit>No</googleplay:explicit>
	<googleplay:block>no</googleplay:block>
</item>

<item>
	<title>A Smart Financial Plan &#8211; Ep. 4 &#8211; Dr. Blain Pearson</title>
	<link>https://www.mywealthplanners.com/podcast/a-smart-financial-plan-ep-4-dr-blain-pearson/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=a-smart-financial-plan-ep-4-dr-blain-pearson</link>
	<pubDate>Wed, 17 Feb 2021 08:00:00 +0000</pubDate>
	<dc:creator><![CDATA[My Wealth Planners]]></dc:creator>
	<guid isPermaLink="false">https://www.mywealthplanners.com/?post_type=podcast&#038;p=661</guid>
	<description><![CDATA[On this episode of A Smart Financial Plan, we interview Dr. Blain Pearson, a new entrant to the world of doctoral research Personal Financial Planning, on his dissertation research. Dr. Pearson has come onto the scene of academic research with interesting and bold research questions, analyzing the impact of moving in retirement, the level of retiree happiness in coordination to ... <div><a href="https://www.mywealthplanners.com/podcast/a-smart-financial-plan-ep-4-dr-blain-pearson/" class="more-link">Read More</a></div>]]></description>
	<itunes:subtitle><![CDATA[On this episode of A Smart Financial Plan, we interview Dr. Blain Pearson, a new entrant to the world of doctoral research Personal Financial Planning, on his dissertation research. Dr. Pearson has come onto the scene of academic research with interestin]]></itunes:subtitle>
	<content:encoded><![CDATA[On this episode of A Smart Financial Plan, we interview Dr. Blain Pearson, a new entrant to the world of doctoral research Personal Financial Planning, on his dissertation research. Dr. Pearson has come onto the scene of academic research with interesting and bold research questions, analyzing the impact of moving in retirement, the level of retiree happiness in coordination to ... <div><a href="https://www.mywealthplanners.com/podcast/a-smart-financial-plan-ep-4-dr-blain-pearson/" class="more-link">Read More</a></div>]]></content:encoded>
	<enclosure url="https://episodes.castos.com/5ff4cc1f818067-09335641/4-ASFP-Dr.-Blain-Pearson.mp3" length="29951462" type="audio/mpeg"></enclosure>
	<itunes:summary><![CDATA[On this episode of A Smart Financial Plan, we interview Dr. Blain Pearson, a new entrant to the world of doctoral research Personal Financial Planning, on his dissertation research. Dr. Pearson has come onto the scene of academic research with interesting and bold research questions, analyzing the impact of moving in retirement, the level of retiree happiness in coordination to ... Read More]]></itunes:summary>
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	<itunes:block>no</itunes:block>
	<itunes:duration>00:31:11</itunes:duration>
	<itunes:author><![CDATA[My Wealth Planners]]></itunes:author>	<googleplay:image href="https://www.mywealthplanners.com/wp-content/uploads/2021/01/A-Smart-Financial-Plan-Rectangle.jpg"></googleplay:image>
	<googleplay:explicit>No</googleplay:explicit>
	<googleplay:block>no</googleplay:block>
</item>

<item>
	<title>A Smart Financial Plan &#8211; Ep. 3 &#8211; Dr. Sonya Lutter</title>
	<link>https://www.mywealthplanners.com/podcast/a-smart-financial-plan-ep-3-dr-sonya-lutter/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=a-smart-financial-plan-ep-3-dr-sonya-lutter</link>
	<pubDate>Wed, 03 Feb 2021 08:00:00 +0000</pubDate>
	<dc:creator><![CDATA[My Wealth Planners]]></dc:creator>
	<guid isPermaLink="false">https://www.mywealthplanners.com/?post_type=podcast&#038;p=659</guid>
	<description><![CDATA[On this episode of A Smart Financial Plan, we interview Dr. Sonya Lutter on her research, &#8220;Love and money: Reducing stress and improving couple happiness.&#8221; Dr. Lutter is a well known expert in the field of both family therapy and financial psychology, and she explains how a system of exercises that can be facilitated by a financial planner or therapist ... <div><a href="https://www.mywealthplanners.com/podcast/a-smart-financial-plan-ep-3-dr-sonya-lutter/" class="more-link">Read More</a></div>]]></description>
	<itunes:subtitle><![CDATA[On this episode of A Smart Financial Plan, we interview Dr. Sonya Lutter on her research, &#8220;Love and money: Reducing stress and improving couple happiness.&#8221; Dr. Lutter is a well known expert in the field of both family therapy and financial ps]]></itunes:subtitle>
	<content:encoded><![CDATA[On this episode of A Smart Financial Plan, we interview Dr. Sonya Lutter on her research, &#8220;Love and money: Reducing stress and improving couple happiness.&#8221; Dr. Lutter is a well known expert in the field of both family therapy and financial psychology, and she explains how a system of exercises that can be facilitated by a financial planner or therapist ... <div><a href="https://www.mywealthplanners.com/podcast/a-smart-financial-plan-ep-3-dr-sonya-lutter/" class="more-link">Read More</a></div>]]></content:encoded>
	<enclosure url="https://episodes.castos.com/5ff4cc1f818067-09335641/3-ASFP-Dr-Sonya-Lutter.mp3" length="23960293" type="audio/mpeg"></enclosure>
	<itunes:summary><![CDATA[On this episode of A Smart Financial Plan, we interview Dr. Sonya Lutter on her research, &#8220;Love and money: Reducing stress and improving couple happiness.&#8221; Dr. Lutter is a well known expert in the field of both family therapy and financial psychology, and she explains how a system of exercises that can be facilitated by a financial planner or therapist ... Read More]]></itunes:summary>
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	<itunes:explicit>false</itunes:explicit>
	<itunes:block>no</itunes:block>
	<itunes:duration>00:24:57</itunes:duration>
	<itunes:author><![CDATA[My Wealth Planners]]></itunes:author>	<googleplay:image href="https://www.mywealthplanners.com/wp-content/uploads/2021/01/A-Smart-Financial-Plan-Rectangle.jpg"></googleplay:image>
	<googleplay:explicit>No</googleplay:explicit>
	<googleplay:block>no</googleplay:block>
</item>

<item>
	<title>A Smart Financial Plan &#8211; Ep. 2 &#8211; Dr. Megan McCoy &#038; Dr. Kenneth White</title>
	<link>https://www.mywealthplanners.com/podcast/a-smart-financial-plan-ep-2-dr-megan-mccoy-dr-kenneth-white/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=a-smart-financial-plan-ep-2-dr-megan-mccoy-dr-kenneth-white</link>
	<pubDate>Wed, 20 Jan 2021 08:00:00 +0000</pubDate>
	<dc:creator><![CDATA[My Wealth Planners]]></dc:creator>
	<guid isPermaLink="false">https://www.mywealthplanners.com/?post_type=podcast&#038;p=657</guid>
	<description><![CDATA[On this episode of A Smart Financial Plan, we interview Dr.&#8217;s Megan McCoy and Kenneth White on their research, &#8220;Investigating the financial over-confidence of student athletes&#8221;. Unsurprisingly, athletes are generally confident people, but this study found surprising links to student athletes and their sense of financial efficacy. By studying more than just the ticket-selling athletes in football and basketball, the ... <div><a href="https://www.mywealthplanners.com/podcast/a-smart-financial-plan-ep-2-dr-megan-mccoy-dr-kenneth-white/" class="more-link">Read More</a></div>]]></description>
	<itunes:subtitle><![CDATA[On this episode of A Smart Financial Plan, we interview Dr.&#8217;s Megan McCoy and Kenneth White on their research, &#8220;Investigating the financial over-confidence of student athletes&#8221;. Unsurprisingly, athletes are generally confident people, b]]></itunes:subtitle>
	<content:encoded><![CDATA[On this episode of A Smart Financial Plan, we interview Dr.&#8217;s Megan McCoy and Kenneth White on their research, &#8220;Investigating the financial over-confidence of student athletes&#8221;. Unsurprisingly, athletes are generally confident people, but this study found surprising links to student athletes and their sense of financial efficacy. By studying more than just the ticket-selling athletes in football and basketball, the ... <div><a href="https://www.mywealthplanners.com/podcast/a-smart-financial-plan-ep-2-dr-megan-mccoy-dr-kenneth-white/" class="more-link">Read More</a></div>]]></content:encoded>
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	<itunes:summary><![CDATA[On this episode of A Smart Financial Plan, we interview Dr.&#8217;s Megan McCoy and Kenneth White on their research, &#8220;Investigating the financial over-confidence of student athletes&#8221;. Unsurprisingly, athletes are generally confident people, but this study found surprising links to student athletes and their sense of financial efficacy. By studying more than just the ticket-selling athletes in football and basketball, the ... Read More]]></itunes:summary>
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		<ssp:title>A Smart Financial Plan &#8211; Ep. 2 &#8211; Dr. Megan McCoy &#038; Dr. Kenneth White</ssp:title>
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	<itunes:block>no</itunes:block>
	<itunes:duration>00:27:48</itunes:duration>
	<itunes:author><![CDATA[My Wealth Planners]]></itunes:author>	<googleplay:image href="https://www.mywealthplanners.com/wp-content/uploads/2021/01/A-Smart-Financial-Plan-Rectangle.jpg"></googleplay:image>
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	<title>A Smart Financial Plan &#8211; Ep. 1 &#8211; Dr. Meghaan Lurtz</title>
	<link>https://www.mywealthplanners.com/podcast/a-smart-financial-plan-ep-1-dr-meghaan-lurtz/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=a-smart-financial-plan-ep-1-dr-meghaan-lurtz</link>
	<pubDate>Wed, 06 Jan 2021 08:00:00 +0000</pubDate>
	<dc:creator><![CDATA[My Wealth Planners]]></dc:creator>
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	<description><![CDATA[For our &#8220;pilot&#8221; episode of A Smart Financial Plan, we&#8217;ve invited Dr. Meghaan Lurtz to discuss her research, &#8220;Exploring Relationships Between Technology Use and Time Spent in the Financial Planning Process&#8221;. This study was part of a larger study conducted by the research team with Kitces.com and had some particularly interesting and surprising findings around how the use of financial ... <div><a href="https://www.mywealthplanners.com/podcast/a-smart-financial-plan-ep-1-dr-meghaan-lurtz/" class="more-link">Read More</a></div>]]></description>
	<itunes:subtitle><![CDATA[For our &#8220;pilot&#8221; episode of A Smart Financial Plan, we&#8217;ve invited Dr. Meghaan Lurtz to discuss her research, &#8220;Exploring Relationships Between Technology Use and Time Spent in the Financial Planning Process&#8221;. This study was pa]]></itunes:subtitle>
	<content:encoded><![CDATA[For our &#8220;pilot&#8221; episode of A Smart Financial Plan, we&#8217;ve invited Dr. Meghaan Lurtz to discuss her research, &#8220;Exploring Relationships Between Technology Use and Time Spent in the Financial Planning Process&#8221;. This study was part of a larger study conducted by the research team with Kitces.com and had some particularly interesting and surprising findings around how the use of financial ... <div><a href="https://www.mywealthplanners.com/podcast/a-smart-financial-plan-ep-1-dr-meghaan-lurtz/" class="more-link">Read More</a></div>]]></content:encoded>
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	<itunes:summary><![CDATA[For our &#8220;pilot&#8221; episode of A Smart Financial Plan, we&#8217;ve invited Dr. Meghaan Lurtz to discuss her research, &#8220;Exploring Relationships Between Technology Use and Time Spent in the Financial Planning Process&#8221;. This study was part of a larger study conducted by the research team with Kitces.com and had some particularly interesting and surprising findings around how the use of financial ... Read More]]></itunes:summary>
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		<ssp:title>A Smart Financial Plan &#8211; Ep. 1 &#8211; Dr. Meghaan Lurtz</ssp:title>
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	<itunes:block>no</itunes:block>
	<itunes:duration>37:42</itunes:duration>
	<itunes:author><![CDATA[My Wealth Planners]]></itunes:author>	<googleplay:image href="https://www.mywealthplanners.com/wp-content/uploads/2021/01/A-Smart-Financial-Plan-Rectangle.jpg"></googleplay:image>
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